What You Should Know About Your Driving Record

What You Should Know About Your Driving Record

When in school, you may have been threatened that any poor grades or misbehavior may be noted on your “permanent record.” It was a record that would stay with you throughout your school years. If you are a licensed driver, the fact is you already have such a record. It is known as your driving record, DMV record, or driver’s report.

What all is included in your driving record and who has access to it? How does your driving record impact you in your daily life and how long do incidents stay on that report? Here’s what you should know about about your driving record.

What Information is included in Your Driving Record?

Your driving record will include your name and other personal information, including any restrictions on your driving record. Your driving record may also include:

  • Any moving violations
  • Accidents that resulted in a citation
  • License suspensions
  • Traffic school attendance
  • Accumulated points

Who has Access to Your Driving Record?

The Department of Motor Vehicles has access to your driving record as do law enforcement. This means your driving record will likely be quickly reviewed when stopped for a potential traffic citation. Other parties with a legal interest can view your driving record and those with your permission may do so as well. Of course, you have access to your own driving record and you should review it occasionally to ensure its accuracy.

How Does Your Driving Record Affect You on a Daily Basis?

The most direct impact your driving record has on your daily life is likely in what you pay for automobile insurance coverage. Your driving record is a key component in determining insurance costs and significant violations can negatively impact your rates. On the other hand, as older, more serious violations fall off your record, your auto insurance rates may actually go down.

How Long do Incidents Remain on My Driving Record?

Depending on the severity of the incident, items will generally stay on a driving record from three to five years. Some states will record more serious incidents even longer, up to eight years or more. These serious incidents may include DUIs, reckless operation or DUIs with injuries.

An evolving driving record is just one reason you should have your automobile insurance policy reviewed. Our independent insurance agents will be glad to review your policy and provide a no-obligation quote. Contact us to get started today.

We research the best insurance so you don't have to.

Leave a Comment





Life Insurance Is Not About You

January 20, 2021

Big Boy Toys and Auto Insurance

January 19, 2021

Six Common Homeowners Insurance Mistakes

January 18, 2021

Five Recent Fads That Came and Went Quickly

January 15, 2021

Are You Legally Required to Carry Business Insurance?

January 14, 2021

Four Needs Life Insurance Can Help Fulfill

January 13, 2021

Car Insurance FAQ’s

January 12, 2021

Five Quick & Easy Ways to Save on Homeowners Insurance

January 11, 2021

America’s Most Popular New Year’s Resolutions

January 8, 2021

Business Insurance for Professionals

January 7, 2021

Term Insurance: Big Protection at Affordable Rates

January 6, 2021

Seven Steps to Become a Better Driver Tomorrow

January 5, 2021

Are You Required to Carry Homeowners’ Insurance?

January 4, 2021

You’ve Never Been Where???

January 1, 2021

What is BOP and What Does It Include?

December 31, 2020

Funerals, Life Insurance and Flowers

December 30, 2020

How Some Famous Movie Cars Would Be Insured in Real Life

December 29, 2020

Homeowners’ Insurance and “The Tree”

December 28, 2020

Questions to Ask Your Grandparents this Holiday Season

December 25, 2020

Positioning Yourself as an Expert in Your Business

December 24, 2020

The Difference Between Burial Insurance and Life Insurance

December 23, 2020

Used Car Buying Tips

December 22, 2020

Buying a Home Only Based on Homeowners’ Insurance Rates

December 21, 2020

Five Communities That Always Have the Christmas Spirit

December 18, 2020

How 2020 Will Affect How We Conduct Business for Years to Come

December 17, 2020

Why a Million Dollar Life Insurance Policy May Not Be Enough

December 16, 2020

Reasons Cars Are So Much Better Now Than Fifty Years Ago

December 15, 2020

How Some TV Homes Should be Insured in the Real World

December 14, 2020

7 Childhood Games to Ask Your Parents (or Grandparents) About

December 11, 2020

Five Best Movies for Sales Representatives to Watch

December 10, 2020

Creating a Life Insurance Inventory

December 9, 2020

Your Car: When Was the Last Time You…

December 8, 2020

Facts About Renting You May Find Interesting

December 7, 2020

Are Heirlooms a Thing of the Past?

December 4, 2020

Is “Positive Thinking” Valuable for Your Business and Employees?

December 3, 2020

Life Insurance: Why Waiting Limits Your Options

December 2, 2020

What You Need to Know About Today’s Driving Schools

December 1, 2020

Hurricanes, High Winds and Homeowners’ Insurance

November 30, 2020

The “Flying Nun” and Other Wild TV Show Premises

November 27, 2020

How to Get Clients to Promote Your Business

November 26, 2020

Five Cents a Week for Life Insurance? Wait…There’s more!

November 25, 2020

The Info You’ll Need to File an Automobile Insurance Claim

November 24, 2020

Buying a Home? See These Five Movies First

November 23, 2020

Six Women Who Made a Big Impact on Modern Music

November 20, 2020

Cutting Costs Without Slashing Your Business

November 19, 2020

The Difference Between Term Life Insurance and Permanent Life Insurance Explained

November 18, 2020

What You Should Know About Your Driving Record

November 17, 2020

Preparing Your Home for a Natural Disaster

November 16, 2020

Why Are Mountains and Beaches so Popular for Vacationers?

November 13, 2020

Steps to Better Secure Your Bricks and Mortar Business

November 12, 2020

A Closer Look at the Life Insurance Waiver of Premium Benefit

November 11, 2020

Why A Police Report is Important in an Auto Insurance Claim

November 10, 2020

Why You Need to Document What Your Own

November 9, 2020

The Allure of the Great Smoky Mountains

November 6, 2020

Business Insurance and Restaurants

November 5, 2020

Can I Buy Life Insurance if I’m Dying?

November 4, 2020

The Growing Problem of Aggressive Driving and Road Rage

November 3, 2020

College Life and Renters’ Insurance

November 2, 2020

Why Coin Collecting Is Still A Terrific and Educational Hobby for Kids

October 30, 2020

Why You Should Have an Annual Business Insurance Review

October 29, 2020

Contact Us

-CONTACT US

OUR LOCATION

Have A Question?

We have an answer. Call us at 1-559-447-1747

2037 W. Bullard Ave., #276 Fresno, CA 93711

1-559-447-1747
CA License #0E05573

© Copyright 2021 McKinley Insurance Services  |   All Rights Reserved
Site by ICA Agency Alliance

2037 W. Bullard Ave., #276 Fresno, CA 93711
1-559-447-1747
CA License #0E05573

© Copyright 2021 McKinley Insurance Services  |   All Rights Reserved
Site by ICA Agency Alliance